Weitere Optionen des US-Immobilienerwerbs

It is about time to deal with alternatives to Germany and Europe.

1. The simplest way for you to make your money work for you is to buy property and then rent it out:

There is even an advantage if you do not pay the full purchase price, but rather only about 30% of the purchase price. You then take out a loan in America for the remaining 70%.
You can also take out a loan in Germany for 30% of the purchase price. With 100,000 EUR, for example, you could afford a 300,000 USD house. If you have more money available, then invest in more properties.
Alternatively, you can take out the full purchase amount in Germany in advance (as a consumer loan or mortgage) and buy your home in America in cash.

Tip: since you have a 14-day withdrawal period, you can arrange when the disbursement of funds into your account will be made with your bank advisor, then fly to America and go “house shopping”.
In the event that you do not find a house, just pay back the money within the withdrawal period and you won’t have to worry about incurring any costs or fees.

2. Once you are an American property owner, you can:

“Cash-out”, which means you borrow against your American property, since in the USA it is still unmortgaged, i.e. (“free and clear”).
In so doing, you receive about 70% of the current market value (according to the value (“appraisal”)).
Or refinance (“refi”), which means to either redeem an existing (US) loan and obtain better conditions and/or to have the already paid portion of the value of the property paid out as a loan (in this case as well you receive about 70% of the current market value).
Both options are recommendable in order to gradually build up a real estate portfolio.

Florida
Immobilien & Finanzierungen kompakt

Ungeahnte Chancen, die Amerika für Sie bereithält, verhelfen Ihnen mit und ohne Eigenkapital zu Ihrem Traumhaus.

Sie erfahren:

Wertvolle Insider-Tipps und Erfahrungsberichte machen Sie mit den Voraussetzungen und Vorzügen des Kauf- und Kreditprozesses vertraut.

3. For venturesome clients and those who want to grow more with their own properties in the US market, we recommend:

Wealth accumulation through multiple properties and renting out to American lessees, who pay off the (German and/or American) loan for your property.
Speculating or rather dealing with American properties and plots of land - without renting them:
- “Flip”: you buy inexpensive real estate or inexpensive land with potential and then sell it in a short time with profit. There are also lenders for this who, for short-term, will finance you without much bureaucracy (usually however, such lending rates are around 10-12%).
- “Fix ‘n Flip”: You buy properties that either you or craftsmen repair/ modernize/ remodel and then sell for profit.

US-Immobilien und Finanzierungsexpertin
Autorin, Investorin und US-Maklerin

Der Erwerb als auch der Verkauf einer US-Immobilie erfordert Fachkenntnis -
und wir sind Ihr Partner für Immobilienfragen und -anliegen.

Unsere mehr als 15+jährige Erfahrung in Amerika & Florida verhalf schon
vielen Amerika-Fans dabei, ihre US-Immobilienträume wahr werden zu lassen.

Amerika, insbesondere Florida, ist meine 2. Heimat geworden.

Ob US-Führerschein, Firmengründung oder Fragen rund
um Immobilien und US-Finanzierungen
- ich freue mich auf Ihre Kontaktaufnahme!